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Coverage For Santa!

By December 17, 2021Insurance

In the spirit of the season, we thought it’d be fun to pull together the insurance coverage that Santa would need as he prepares for his December adventure. From his workshop to his sleigh, there’s no shortage of risks for the jolly old man in the red suit.

Here are just a few types of insurance coverage Santa should consider:

  • Property insurance: That workshop? It’s massive. Santa should consider a property policy that would cover his building, its contents, and his equipment if damaged or destroyed.
  • Special vehicle insurance: That sleigh is going to need some hefty coverage. Some insurers ran the numbers
    and estimated it would cost a whopping $6.4 billion! Others estimated his sleigh would be roughly 74 miles long to carry gifts to the world’s 1.9 billion children. Here’s a view of the full sleigh.
  • Workman’ compensation: Accidents happen—even in the North Pole. Santa would be wise to bolster his policy and provide extensive training to his helpers. As well as freely hand out all sorts of protective gear, equipment, and of course, candy canes!
  • Cybersecurity insurance: With those extensive lists of names (naughty and nice!), addresses, and delivery routes, Santa is a prime target for hackers. Ironclad cybersecurity insurance is a no-brainer for Father Christmas.


All joking aside, we hope you and your family have a joyful and relaxing holiday season. If you wish to look over a few of the recommended coverages for Santa for yourself, we would love to help you out!

From all of us at Hedman Anglin Agency, we wish you and your family a very Merry Christmas!